Betalo is a licensed Payment Institution in Sweden according to Payment Services Act (2010: 751) and is under the supervision of the country’s Financial Supervisory Authority (FI).


All traffic between customers and Betalo, as well as between Betalo’s systems, is done using strong encryption algorithms, and protected via signed 128-bit SSL certificates. Betalo does not store payment card data. All card data is securely managed by a leading European payment processor. We actively monitor all transactions to prevent illegal activity and to protect against fraud.


Betalo uses Mobile BankID and BankID for secure identification and log in. BankID is the leading electronic identification in Sweden with 7.5 million active users, where the customer’s identification is guaranteed by the bank issuing this electronic identification.


Betalo's data centers are hosted at some of the most secure facilities in the world, with PCI-DSS level 1 certification, limited access and 24/7 surveillance. Betalo uses OWASP:s recommendations when selecting products and platforms to use.